Privacy Policy
This policy explains what information Personal Investment Account collects, how it is used, and the choices available to you. It is a general template and should be reviewed against applicable law before relying on it as a complete compliance document.
1. Who We Are
Personal Investment Account ("Personal Investment Account", "we", "us", or "our") provides predictive data analysis tools and a public performance log for investors. This policy applies to visitors of our website and users of our services. For questions about this policy, use the details on our Contact page.
2. Information We Collect
We collect information in the following categories:
Information you provide directly: account details such as name and email address, information submitted through contact or signup forms, and any content you send us via support channels.
Information collected automatically: device and browser information, IP address, pages visited, time spent on pages, referring URLs, and general usage patterns gathered through standard web server logs and analytics tools.
Information from cookies and similar technologies: small data files stored on your device that help us remember preferences and understand how our site is used. See Section 6 for more detail.
3. How We Use Information
We use the information we collect to:
— Operate, maintain, and improve our website and services;
— Respond to enquiries and provide customer support;
— Send administrative communications, such as updates to this policy or our terms;
— Monitor usage trends and diagnose technical issues;
— Maintain the integrity and accuracy of our public transparency log;
— Comply with legal obligations and enforce our agreements.
We do not sell personal information to third parties.
4. Legal Basis for Processing
Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.
5. Sharing of Information
We may share information with:
Service providers who perform functions on our behalf, such as hosting, analytics, or email delivery, under contractual obligations to protect your data.
Legal and compliance recipients where disclosure is required to comply with a legal obligation, protect our rights, or respond to lawful requests from public authorities.
Business transfers in the event of a merger, acquisition, or sale of assets, where information may be transferred as part of that transaction, subject to this policy or a successor policy.
6. Cookies and Tracking Technologies
Our website may use cookies and similar technologies for essential site functionality, remembering preferences, and understanding aggregate usage patterns. You can control cookies through your browser settings, including blocking or deleting them; doing so may affect certain site features.
7. Data Retention
We retain personal information for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymise it.
8. Data Security
We use reasonable administrative, technical, and organisational measures designed to protect information from unauthorised access, loss, misuse, or alteration. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
9. International Data Transfers
If you access our services from outside the country in which our servers or service providers are located, your information may be transferred across borders. Where required, we aim to ensure appropriate safeguards are in place for such transfers.
10. Your Rights and Choices
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, and to object to or withdraw consent for certain processing. To exercise any of these rights, please contact us using the details on our Contact page. We will respond within a reasonable timeframe consistent with applicable law.
11. Children's Privacy
Our services are not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.
12. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites, and we encourage you to review their privacy policies before providing any information.
13. Changes to This Policy
We may update this policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised date, and continued use of our services after changes take effect constitutes acceptance of the revised policy.
14. Contact Us
If you have questions, concerns, or requests relating to this Privacy Policy or our data practices, please reach out through the details provided on our Contact page.